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Le pays de résidence, la devise de rémunération et la stabilité professionnelle déterminent l'accès au financement. Voici les conditions réelles en 2026, les banques qui prêtent, les documents à fournir et les alternatives pour investir en France depuis l'étranger.",[],{},{"nodeType":196,"data":253,"content":254},{},[255,259,264],{"nodeType":182,"value":256,"marks":257,"data":258},"Ce guide détaille les ",[],{},{"nodeType":182,"value":260,"marks":261,"data":263},"conditions réelles du crédit immobilier expatrié en 2026",[262],{"type":237},{},{"nodeType":182,"value":265,"marks":266,"data":267}," : taux pratiqués, apport exigé, documents nécessaires, banques qui prêtent, et les étapes pour monter un dossier solide. Si le crédit classique n'est pas accessible, des alternatives existent - y compris l'achat de biens déjà loués, qui simplifie radicalement le processus.",[],{},{"nodeType":269,"data":270,"content":271},"heading-2",{},[272],{"nodeType":182,"value":273,"marks":274,"data":275},"Qu'est-ce qu'un crédit immobilier expatrié et qui est concerné ?",[],{},{"nodeType":196,"data":277,"content":278},{},[279,283,288,292,297],{"nodeType":182,"value":280,"marks":281,"data":282},"Un ",[],{},{"nodeType":182,"value":284,"marks":285,"data":287},"crédit immobilier expatrié",[286],{"type":237},{},{"nodeType":182,"value":289,"marks":290,"data":291}," est un prêt accordé par une banque française à une personne qui ne réside pas fiscalement en France. La définition fiscale est précise : est considéré comme ",[],{},{"nodeType":182,"value":293,"marks":294,"data":296},"non-résident",[295],{"type":237},{},{"nodeType":182,"value":298,"marks":299,"data":300}," toute personne dont le domicile fiscal se situe hors de France au sens de l'article 4B du Code général des impôts.",[],{},{"nodeType":196,"data":302,"content":303},{},[304],{"nodeType":182,"value":305,"marks":306,"data":307},"Concrètement, trois profils sont concernés :",[],{},{"nodeType":309,"data":310,"content":311},"unordered-list",{},[312,328,343],{"nodeType":313,"data":314,"content":315},"list-item",{},[316],{"nodeType":196,"data":317,"content":318},{},[319,324],{"nodeType":182,"value":320,"marks":321,"data":323},"L'expatrié français ",[322],{"type":237},{},{"nodeType":182,"value":325,"marks":326,"data":327},": nationalité française, réside et travaille à l'étranger (contrat local ou détaché)",[],{},{"nodeType":313,"data":329,"content":330},{},[331],{"nodeType":196,"data":332,"content":333},{},[334,339],{"nodeType":182,"value":335,"marks":336,"data":338},"Le non-résident fiscal ",[337],{"type":237},{},{"nodeType":182,"value":340,"marks":341,"data":342},": peut être français ou étranger, ne paie pas ses impôts sur le revenu en France",[],{},{"nodeType":313,"data":344,"content":345},{},[346],{"nodeType":196,"data":347,"content":348},{},[349,354],{"nodeType":182,"value":350,"marks":351,"data":353},"Le frontalier ",[352],{"type":237},{},{"nodeType":182,"value":355,"marks":356,"data":357},": vit dans un pays limitrophe (Suisse, Belgique, Luxembourg) mais peut travailler en France ou dans le pays voisin",[],{},{"nodeType":196,"data":359,"content":360},{},[361,365,370,374,379],{"nodeType":182,"value":362,"marks":363,"data":364},"La distinction est importante car les banques ne traitent pas ces trois profils de la même façon. Un ",[],{},{"nodeType":182,"value":366,"marks":367,"data":369},"détaché sous contrat français",[368],{"type":237},{},{"nodeType":182,"value":371,"marks":372,"data":373}," (entreprise française qui envoie un salarié à l'étranger) obtient des conditions quasi identiques à un résident. Un expatrié sous ",[],{},{"nodeType":182,"value":375,"marks":376,"data":378},"contrat local",[377],{"type":237},{},{"nodeType":182,"value":380,"marks":381,"data":382}," en devise étrangère fait face à des exigences nettement plus élevées.",[],{},{"nodeType":196,"data":384,"content":385},{},[386,390,395],{"nodeType":182,"value":387,"marks":388,"data":389},"En 2026, environ ",[],{},{"nodeType":182,"value":391,"marks":392,"data":394},"2,5 millions de Français vivent à l'étranger",[393],{"type":237},{},{"nodeType":182,"value":396,"marks":397,"data":398}," selon le registre des Français établis hors de France. Parmi eux, l'investissement immobilier en France reste le premier réflexe patrimonial : préparer un retour, constituer un revenu complémentaire pour la retraite, ou simplement placer son épargne dans un marché qu'ils connaissent.",[],{},{"nodeType":269,"data":400,"content":401},{},[402],{"nodeType":182,"value":403,"marks":404,"data":405},"Quelles conditions les banques imposent-elles aux expatriés ?",[],{},{"nodeType":196,"data":407,"content":408},{},[409,413,418],{"nodeType":182,"value":410,"marks":411,"data":412},"Les banques françaises appliquent des ",[],{},{"nodeType":182,"value":414,"marks":415,"data":417},"critères plus stricts aux non-résidents",[416],{"type":237},{},{"nodeType":182,"value":419,"marks":420,"data":421}," qu'aux résidents. La raison est simple : le risque perçu est plus élevé. 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Les banques vérifient l'origine des fonds : épargne régulière, vente d'un bien, donation. Un apport constitué uniquement de liquidités récemment transférées sur un compte français peut susciter des questions.",[],{},{"nodeType":423,"data":634,"content":635},{},[636],{"nodeType":182,"value":637,"marks":638,"data":639},"Le taux d'endettement plafonné à 35 %",[],{},{"nodeType":196,"data":641,"content":642},{},[643,647,652],{"nodeType":182,"value":644,"marks":645,"data":646},"Le Haut Conseil de stabilité financière (HCSF) impose un ",[],{},{"nodeType":182,"value":648,"marks":649,"data":651},"taux d'endettement maximal de 35 %, assurance emprunteur incluse",[650],{"type":237},{},{"nodeType":182,"value":653,"marks":654,"data":655},". 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Le prêt est systématiquement à ",[],{},{"nodeType":182,"value":1594,"marks":1595,"data":1597},"taux fixe",[1596],{"type":237},{},{"nodeType":182,"value":1599,"marks":1600,"data":1601}," - les banques françaises ne proposent quasiment jamais de taux variable aux non-résidents.",[],{},{"nodeType":269,"data":1603,"content":1604},{},[1605],{"nodeType":182,"value":1606,"marks":1607,"data":1608},"Comment monter un dossier solide en 5 étapes ?",[],{},{"nodeType":196,"data":1610,"content":1611},{},[1612],{"nodeType":182,"value":1613,"marks":1614,"data":1616},"Étape 1 : Ouvrir un compte bancaire en France",[1615],{"type":237},{},{"nodeType":196,"data":1618,"content":1619},{},[1620,1624,1629],{"nodeType":182,"value":1621,"marks":1622,"data":1623},"C'est un prérequis pour la majorité des banques. Le compte servira au ",[],{},{"nodeType":182,"value":1625,"marks":1626,"data":1628},"prélèvement des mensualités",[1627],{"type":237},{},{"nodeType":182,"value":1630,"marks":1631,"data":1632}," et à la domiciliation de l'épargne. Ouvrez le compte 3 à 6 mois avant la demande de prêt et faites-y transiter régulièrement des fonds. Les banques veulent voir un historique de mouvements, pas un compte ouvert la veille.",[],{},{"nodeType":196,"data":1634,"content":1635},{},[1636],{"nodeType":182,"value":1637,"marks":1638,"data":1640},"Étape 2 : Constituer l'apport et en prouver l'origine",[1639],{"type":237},{},{"nodeType":196,"data":1642,"content":1643},{},[1644,1648,1653],{"nodeType":182,"value":1645,"marks":1646,"data":1647},"Rassemblez les justificatifs d'épargne : relevés de compte sur 6 à 12 mois montrant la constitution progressive de l'apport. Si l'apport provient d'une vente immobilière ou d'une donation, préparez l'acte notarié ou le justificatif de donation. Les banques vérifient l'origine des fonds dans le cadre de leurs obligations de ",[],{},{"nodeType":182,"value":1649,"marks":1650,"data":1652},"lutte contre le blanchiment",[1651],{"type":237},{},{"nodeType":182,"value":195,"marks":1654,"data":1655},[],{},{"nodeType":196,"data":1657,"content":1658},{},[1659],{"nodeType":182,"value":1660,"marks":1661,"data":1663},"Étape 3 : Préparer tous les documents en amont",[1662],{"type":237},{},{"nodeType":196,"data":1665,"content":1666},{},[1667,1671,1676],{"nodeType":182,"value":1668,"marks":1669,"data":1670},"Le dossier d'un expatrié prend plus de temps à constituer qu'un dossier classique. Les traductions assermentées nécessitent 1 à 2 semaines. Les certificats fiscaux étrangers peuvent demander plusieurs semaines selon le pays. Anticipez au minimum ",[],{},{"nodeType":182,"value":1672,"marks":1673,"data":1675},"1 mois de préparation",[1674],{"type":237},{},{"nodeType":182,"value":1677,"marks":1678,"data":1679}," avant le premier rendez-vous bancaire.",[],{},{"nodeType":196,"data":1681,"content":1682},{},[1683],{"nodeType":182,"value":1684,"marks":1685,"data":1687},"Étape 4 : Contacter un courtier spécialisé",[1686],{"type":237},{},{"nodeType":196,"data":1689,"content":1690},{},[1691],{"nodeType":182,"value":1692,"marks":1693,"data":1694},"Un courtier en prêt immobilier spécialisé dans les non-résidents fait gagner un temps considérable. Il sait quelles banques acceptent votre pays de résidence, connaît les critères d'acceptation de chaque établissement, et monte le dossier dans le bon format. Le courtier négocie aussi le taux et les conditions d'assurance emprunteur en votre nom.",[],{},{"nodeType":196,"data":1696,"content":1697},{},[1698],{"nodeType":182,"value":1699,"marks":1700,"data":1702},"Étape 5 : Signer à distance grâce à la procuration",[1701],{"type":237},{},{"nodeType":196,"data":1704,"content":1705},{},[1706,1710,1715],{"nodeType":182,"value":1707,"marks":1708,"data":1709},"L'achat immobilier en France nécessite un passage chez le notaire. Si vous ne pouvez pas vous déplacer, vous pouvez donner une ",[],{},{"nodeType":182,"value":1711,"marks":1712,"data":1714},"procuration notariée",[1713],{"type":237},{},{"nodeType":182,"value":1716,"marks":1717,"data":1718}," à un tiers de confiance (proche, avocat) pour signer l'acte authentique à votre place. Le compromis de vente peut être signé électroniquement dans la plupart des cas. Prévoyez les frais de procuration : entre 100 et 300 euros.",[],{},{"nodeType":269,"data":1720,"content":1721},{},[1722],{"nodeType":182,"value":1723,"marks":1724,"data":1725},"L'assurance emprunteur : une contrainte supplémentaire",[],{},{"nodeType":196,"data":1727,"content":1728},{},[1729,1733,1738],{"nodeType":182,"value":1730,"marks":1731,"data":1732},"L'",[],{},{"nodeType":182,"value":1734,"marks":1735,"data":1737},"assurance de prêt immobilier",[1736],{"type":237},{},{"nodeType":182,"value":1739,"marks":1740,"data":1741}," est obligatoire pour obtenir un crédit. Pour les expatriés, elle représente un surcoût significatif et un obstacle fréquent.",[],{},{"nodeType":196,"data":1743,"content":1744},{},[1745,1749,1754],{"nodeType":182,"value":1746,"marks":1747,"data":1748},"Les assureurs appliquent des ",[],{},{"nodeType":182,"value":1750,"marks":1751,"data":1753},"surprimes selon le pays de résidence",[1752],{"type":237},{},{"nodeType":182,"value":1755,"marks":1756,"data":1757},". Un expatrié dans un pays considéré comme \"à risque\" (instabilité politique, système de santé limité) paiera une prime d'assurance 2 à 5 fois supérieure à celle d'un résident français. Certains assureurs refusent purement et simplement de couvrir des personnes résidant dans certains pays.",[],{},{"nodeType":196,"data":1759,"content":1760},{},[1761,1765,1770,1774,1779],{"nodeType":182,"value":1762,"marks":1763,"data":1764},"Depuis la ",[],{},{"nodeType":182,"value":1766,"marks":1767,"data":1769},"loi Lemoine (2022)",[1768],{"type":237},{},{"nodeType":182,"value":1771,"marks":1772,"data":1773},", tout emprunteur peut changer d'assurance à tout moment, sans frais et sans délai. Cette disposition s'applique aussi aux expatriés. Si l'assurance groupe proposée par la banque est trop chère, vous pouvez faire jouer la ",[],{},{"nodeType":182,"value":1775,"marks":1776,"data":1778},"délégation d'assurance",[1777],{"type":237},{},{"nodeType":182,"value":1780,"marks":1781,"data":1782}," et choisir un contrat individuel auprès d'un assureur spécialisé dans la couverture des expatriés.",[],{},{"nodeType":196,"data":1784,"content":1785},{},[1786,1790,1795],{"nodeType":182,"value":1787,"marks":1788,"data":1789},"Les garanties minimales exigées par les banques : ",[],{},{"nodeType":182,"value":1791,"marks":1792,"data":1794},"décès et PTIA",[1793],{"type":237},{},{"nodeType":182,"value":1796,"marks":1797,"data":1798}," (Perte Totale et Irréversible d'Autonomie). Pour un investissement locatif, les garanties ITT (Incapacité Temporaire de Travail) et IPP (Invalidité Permanente Partielle) ne sont pas toujours exigées, ce qui réduit le coût.",[],{},{"nodeType":269,"data":1800,"content":1801},{},[1802],{"nodeType":182,"value":1803,"marks":1804,"data":1805},"Quelles alternatives au crédit bancaire classique ?",[],{},{"nodeType":196,"data":1807,"content":1808},{},[1809],{"nodeType":182,"value":1810,"marks":1811,"data":1812},"Le crédit immobilier n'est pas la seule option pour investir en France depuis l'étranger. Selon votre situation financière et votre projet, d'autres solutions méritent d'être évaluées.",[],{},{"nodeType":196,"data":1814,"content":1815},{},[1816],{"nodeType":182,"value":1817,"marks":1818,"data":1820},"L'achat comptant",[1819],{"type":237},{},{"nodeType":196,"data":1822,"content":1823},{},[1824],{"nodeType":182,"value":1825,"marks":1826,"data":1827},"Si votre épargne le permet, l'achat sans emprunt élimine toute la complexité bancaire. Pas de dossier à monter, pas d'assurance emprunteur, pas de décote sur les revenus. Le notaire gère la transaction, la signature peut se faire à distance par procuration. C'est la solution la plus rapide : comptez 2 à 3 mois entre le compromis et l'acte définitif, contre 4 à 6 mois avec un financement bancaire.",[],{},{"nodeType":196,"data":1829,"content":1830},{},[1831],{"nodeType":182,"value":1832,"marks":1833,"data":1835},"Le prêt hypothécaire sur un bien existant",[1834],{"type":237},{},{"nodeType":196,"data":1837,"content":1838},{},[1839,1843,1848],{"nodeType":182,"value":1840,"marks":1841,"data":1842},"Si vous possédez déjà un bien immobilier en France (résidence secondaire, bien hérité), certaines banques acceptent de vous accorder un ",[],{},{"nodeType":182,"value":1844,"marks":1845,"data":1847},"crédit hypothécaire",[1846],{"type":237},{},{"nodeType":182,"value":1849,"marks":1850,"data":1851}," garanti par ce bien. L'avantage : le financement ne repose pas sur vos revenus étrangers mais sur la valeur du bien mis en garantie. Le montant accordé représente généralement 50 à 70 % de la valeur du bien hypothéqué.",[],{},{"nodeType":196,"data":1853,"content":1854},{},[1855],{"nodeType":182,"value":1856,"marks":1857,"data":1859},"La SCI (Société Civile Immobilière)",[1858],{"type":237},{},{"nodeType":196,"data":1861,"content":1862},{},[1863,1867,1872],{"nodeType":182,"value":1864,"marks":1865,"data":1866},"Créer une SCI avec un associé résident en France peut faciliter l'accès au crédit. La banque évalue alors la capacité d'emprunt de la SCI en incluant les revenus de l'associé résident. Cette structure est aussi intéressante pour la ",[],{},{"nodeType":182,"value":1868,"marks":1869,"data":1871},"gestion patrimoniale",[1870],{"type":237},{},{"nodeType":182,"value":1873,"marks":1874,"data":1875}," et la transmission. Attention cependant : la création et la gestion d'une SCI impliquent des coûts (comptable, formalités) et une fiscalité spécifique.",[],{},{"nodeType":196,"data":1877,"content":1878},{},[1879],{"nodeType":182,"value":1880,"marks":1881,"data":1883},"L'investissement locatif clé en main",[1882],{"type":237},{},{"nodeType":196,"data":1885,"content":1886},{},[1887,1891,1896,1900,1908],{"nodeType":182,"value":1888,"marks":1889,"data":1890},"Pour les expatriés qui veulent investir sans les contraintes du financement traditionnel, des plateformes spécialisées proposent des ",[],{},{"nodeType":182,"value":1892,"marks":1893,"data":1895},"biens déjà loués",[1894],{"type":237},{},{"nodeType":182,"value":1897,"marks":1898,"data":1899},", avec locataire en place et revenus locatifs immédiats. L'avantage pour un investisseur à distance : le bien génère des revenus dès le premier jour, la gestion locative est déjà en place, et le processus d'achat est entièrement digitalisé (visite virtuelle, signature électronique). C'est le cas de ",[],{},{"nodeType":191,"data":1901,"content":1903},{"uri":1902},"https:\u002F\u002Fwww.trackstone.fr",[1904],{"nodeType":182,"value":1905,"marks":1906,"data":1907},"Trackstone",[],{},{"nodeType":182,"value":1909,"marks":1910,"data":1911},", qui référence des biens locatifs déjà loués dans plus de 500 villes françaises.",[],{},{"nodeType":269,"data":1913,"content":1914},{},[1915],{"nodeType":182,"value":1916,"marks":1917,"data":1918},"Comment financer un investissement locatif depuis l'étranger ?",[],{},{"nodeType":196,"data":1920,"content":1921},{},[1922,1925,1930],{"nodeType":182,"value":1730,"marks":1923,"data":1924},[],{},{"nodeType":182,"value":1926,"marks":1927,"data":1929},"investissement locatif",[1928],{"type":237},{},{"nodeType":182,"value":1931,"marks":1932,"data":1933}," est le premier motif d'achat immobilier des expatriés en France. La bonne nouvelle : c'est aussi le type de projet que les banques financent le plus volontiers pour les non-résidents. La raison est logique - les revenus locatifs constituent une garantie supplémentaire de remboursement.",[],{},{"nodeType":196,"data":1935,"content":1936},{},[1937,1941,1946],{"nodeType":182,"value":1938,"marks":1939,"data":1940},"Pour un investissement locatif, les banques prennent en compte ",[],{},{"nodeType":182,"value":1942,"marks":1943,"data":1945},"70 % des loyers prévisionnels",[1944],{"type":237},{},{"nodeType":182,"value":1947,"marks":1948,"data":1949}," dans le calcul des revenus (les 30 % restants couvrent les charges, la vacance locative et les impayés). Sur un bien qui génère 800 euros de loyer mensuel, la banque comptabilise 560 euros de revenus supplémentaires.",[],{},{"nodeType":196,"data":1951,"content":1952},{},[1953],{"nodeType":182,"value":1954,"marks":1955,"data":1956},"Deux régimes fiscaux s'offrent aux expatriés investisseurs :",[],{},{"nodeType":309,"data":1958,"content":1959},{},[1960,1975],{"nodeType":313,"data":1961,"content":1962},{},[1963],{"nodeType":196,"data":1964,"content":1965},{},[1966,1971],{"nodeType":182,"value":1967,"marks":1968,"data":1970},"Location nue ",[1969],{"type":237},{},{"nodeType":182,"value":1972,"marks":1973,"data":1974},": revenus fonciers imposés au taux minimum de 20 % (jusqu'à 29 000 euros de revenus) + prélèvements sociaux (17,2 % pour les non-résidents hors UE, 7,5 % pour les résidents UE\u002FEEE\u002FSuisse)",[],{},{"nodeType":313,"data":1976,"content":1977},{},[1978],{"nodeType":196,"data":1979,"content":1980},{},[1981,1986],{"nodeType":182,"value":1982,"marks":1983,"data":1985},"Location meublée (LMNP) ",[1984],{"type":237},{},{"nodeType":182,"value":1987,"marks":1988,"data":1989},": régime micro-BIC (abattement de 50 %) ou régime réel (déduction des charges et amortissement). Le statut LMNP non résident permet souvent de réduire significativement l'imposition grâce à l'amortissement du bien",[],{},{"nodeType":196,"data":1991,"content":1992},{},[1993,1997,2002],{"nodeType":182,"value":1994,"marks":1995,"data":1996},"Le choix entre location nue et meublée a un impact direct sur la ",[],{},{"nodeType":182,"value":1998,"marks":1999,"data":2001},"rentabilité nette après impôt",[2000],{"type":237},{},{"nodeType":182,"value":2003,"marks":2004,"data":2005},". Pour un expatrié non-résident, le statut LMNP au régime réel est souvent le plus avantageux fiscalement grâce au mécanisme d'amortissement qui réduit - voire annule - le revenu imposable pendant plusieurs années.",[],{},{"nodeType":196,"data":2007,"content":2008},{},[2009,2013,2018],{"nodeType":182,"value":2010,"marks":2011,"data":2012},"Point essentiel: la ",[],{},{"nodeType":182,"value":2014,"marks":2015,"data":2017},"convention fiscale bilatérale",[2016],{"type":237},{},{"nodeType":182,"value":2019,"marks":2020,"data":2021}," entre la France et votre pays de résidence détermine le traitement fiscal de vos revenus locatifs. La plupart des conventions prévoient une imposition dans le pays de situation du bien (la France), avec un mécanisme d'élimination de la double imposition dans le pays de résidence. Consultez la convention applicable à votre situation avant tout investissement.",[],{},{"nodeType":196,"data":2023,"content":2024},{},[2025,2030,2034,2039,2043,2048],{"nodeType":182,"value":2026,"marks":2027,"data":2029},"À retenir",[2028],{"type":237},{},{"nodeType":182,"value":2031,"marks":2032,"data":2033},": L'obtention d'un crédit immobilier en tant qu'expatrié est ",[],{},{"nodeType":182,"value":2035,"marks":2036,"data":2038},"plus complexe mais pas impossible",[2037],{"type":237},{},{"nodeType":182,"value":2040,"marks":2041,"data":2042},". Les clés : un apport solide (minimum 20 %), un dossier complet avec documents traduits, et le recours à un courtier spécialisé. Si votre profil rend le crédit difficile d'accès, l'achat comptant ou l'investissement dans un ",[],{},{"nodeType":182,"value":2044,"marks":2045,"data":2047},"bien déjà loué",[2046],{"type":237},{},{"nodeType":182,"value":2049,"marks":2050,"data":2051}," sont des alternatives qui éliminent la barrière du financement bancaire.",[],{},{"metadata":2053,"sys":2056,"fields":2066},{"tags":2054,"concepts":2055},[],[],{"space":2057,"id":2059,"type":15,"createdAt":2060,"updatedAt":2060,"environment":2061,"publishedVersion":48,"revision":34,"contentType":2063,"locale":28},{"sys":2058},{"type":11,"linkType":12,"id":13},"3tKZG4gHx4wO4YpOKr7BEg","2026-04-14T06:49:57.036Z",{"sys":2062},{"id":20,"type":11,"linkType":21},{"sys":2064},{"type":11,"linkType":26,"id":2065},"seoComponent",{"pageTitle":2067,"pageDescription":2068,"ratingValue":2069,"ratingCount":2070},"Crédit immobilier pour expatrié : guide complet 2026 ","Apport de 20 à 30 %, taux majorés, durée max 20 ans : conditions, banques et alternatives pour obtenir un prêt immobilier en tant que non-résident en France.",4.9,142,{"Entry":2072,"Asset":2129},[2073,2085,2097],{"metadata":2074,"sys":2077,"fields":2084},{"tags":2075,"concepts":2076},[],[],{"space":2078,"id":14,"type":15,"createdAt":16,"updatedAt":17,"environment":2080,"publishedVersion":22,"revision":23,"contentType":2082,"locale":28},{"sys":2079},{"type":11,"linkType":12,"id":13},{"sys":2081},{"id":20,"type":11,"linkType":21},{"sys":2083},{"type":11,"linkType":26,"id":27},{"name":30,"description":31,"slug":32,"is_enabled":33,"order":34},{"metadata":2086,"sys":2089,"fields":2096},{"tags":2087,"concepts":2088},[],[],{"space":2090,"id":2059,"type":15,"createdAt":2060,"updatedAt":2060,"environment":2092,"publishedVersion":48,"revision":34,"contentType":2094,"locale":28},{"sys":2091},{"type":11,"linkType":12,"id":13},{"sys":2093},{"id":20,"type":11,"linkType":21},{"sys":2095},{"type":11,"linkType":26,"id":2065},{"pageTitle":2067,"pageDescription":2068,"ratingValue":2069,"ratingCount":2070},{"metadata":2098,"sys":2101,"fields":2108},{"tags":2099,"concepts":2100},[],[],{"space":2102,"id":139,"type":15,"createdAt":140,"updatedAt":140,"environment":2104,"publishedVersion":143,"revision":34,"contentType":2106,"locale":28},{"sys":2103},{"type":11,"linkType":12,"id":13},{"sys":2105},{"id":20,"type":11,"linkType":21},{"sys":2107},{"type":11,"linkType":26,"id":146},{"profilePicture":2109,"name":161,"description":171,"longDescription":2111,"slug":198},{"sys":2110},{"type":11,"linkType":156,"id":155},{"data":2112,"content":2113,"nodeType":197},{},[2114],{"data":2115,"content":2116,"nodeType":196},{},[2117,2120,2126],{"data":2118,"marks":2119,"value":181,"nodeType":182},{},[],{"data":2121,"content":2122,"nodeType":191},{"uri":185},[2123],{"data":2124,"marks":2125,"value":190,"nodeType":182},{},[],{"data":2127,"marks":2128,"value":195,"nodeType":182},{},[],[2130,2143],{"metadata":2131,"sys":2134,"fields":2139},{"tags":2132,"concepts":2133},[],[],{"space":2135,"id":155,"type":156,"createdAt":157,"updatedAt":157,"environment":2137,"publishedVersion":69,"revision":34,"locale":28},{"sys":2136},{"type":11,"linkType":12,"id":13},{"sys":2138},{"id":20,"type":11,"linkType":21},{"title":161,"description":162,"file":2140},{"url":164,"details":2141,"fileName":169,"contentType":170},{"size":166,"image":2142},{"width":168,"height":168},{"metadata":2144,"sys":2147,"fields":2152},{"tags":2145,"concepts":2146},[],[],{"space":2148,"id":206,"type":156,"createdAt":207,"updatedAt":207,"environment":2150,"publishedVersion":69,"revision":34,"locale":28},{"sys":2149},{"type":11,"linkType":12,"id":13},{"sys":2151},{"id":20,"type":11,"linkType":21},{"title":211,"description":212,"file":2153},{"url":214,"details":2154,"fileName":220,"contentType":221},{"size":216,"image":2155},{"width":218,"height":219},{"sys":2157,"total":2158,"skip":98,"limit":48,"items":2159,"includes":2392},{"type":97},244,[2160,2269,2336],{"fields":2161,"sys":2257},{"author":2162,"category":2205,"excerpt":2217,"featureImage":2218,"seoComponent":2238,"slug":2255,"title":2256},{"metadata":2163,"sys":2166,"fields":2173},{"tags":2164,"concepts":2165},[],[],{"space":2167,"id":139,"type":15,"createdAt":140,"updatedAt":140,"environment":2169,"publishedVersion":143,"revision":34,"contentType":2171,"locale":28},{"sys":2168},{"type":11,"linkType":12,"id":13},{"sys":2170},{"id":20,"type":11,"linkType":21},{"sys":2172},{"type":11,"linkType":26,"id":146},{"profilePicture":2174,"name":161,"description":171,"longDescription":2187,"slug":198},{"metadata":2175,"sys":2178,"fields":2183},{"tags":2176,"concepts":2177},[],[],{"space":2179,"id":155,"type":156,"createdAt":157,"updatedAt":157,"environment":2181,"publishedVersion":69,"revision":34,"locale":28},{"sys":2180},{"type":11,"linkType":12,"id":13},{"sys":2182},{"id":20,"type":11,"linkType":21},{"title":161,"description":162,"file":2184},{"url":164,"details":2185,"fileName":169,"contentType":170},{"size":166,"image":2186},{"width":168,"height":168},{"data":2188,"content":2189,"nodeType":197},{},[2190],{"data":2191,"content":2192,"nodeType":196},{},[2193,2196,2202],{"data":2194,"marks":2195,"value":181,"nodeType":182},{},[],{"data":2197,"content":2198,"nodeType":191},{"uri":185},[2199],{"data":2200,"marks":2201,"value":190,"nodeType":182},{},[],{"data":2203,"marks":2204,"value":195,"nodeType":182},{},[],{"metadata":2206,"sys":2209,"fields":2216},{"tags":2207,"concepts":2208},[],[],{"space":2210,"id":63,"type":15,"createdAt":64,"updatedAt":65,"environment":2212,"publishedVersion":68,"revision":69,"contentType":2214,"locale":28},{"sys":2211},{"type":11,"linkType":12,"id":13},{"sys":2213},{"id":20,"type":11,"linkType":21},{"sys":2215},{"type":11,"linkType":26,"id":27},{"name":73,"description":74,"slug":75,"is_enabled":33,"order":48},"DPE 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