Free tools for rental property investment
Simulate your notary fees, calculate your loan payments and estimate your borrowing capacity. Free tools to prepare your real estate investment.
Tools for investors
Notary fees calculator
Accurately estimate notary fees for your property purchase. Calculation adapted by region, property type (new or existing) and transaction type.
Access the toolLoan payment simulator
Calculate your mortgage payments based on the amount borrowed, duration and interest rate. Visualise the total cost of your loan.
Access the toolBorrowing capacity calculator
Find out how much you can borrow for your rental investment. Simulation based on your income, expenses and personal contribution.
Access the toolWhy simulate before investing?
Before making a rental property investment, it is essential to understand the costs associated with the acquisition. Notary fees, monthly loan payments and borrowing capacity are the three pillars of a successful financial simulation.
Notary fees represent between 7% and 8% of the purchase price for existing properties, and approximately 2% to 3% for new builds. They vary by department and transaction type. Our calculator helps you estimate these fees accurately to avoid unpleasant surprises.
Knowing your borrowing capacity allows you to target properties suited to your budget. For rental investments, banks typically factor in 70% of future rental income when calculating your earnings, which can significantly increase your borrowing envelope compared to a primary residence purchase.
